My ISP will route as many /64s to me as I want (I think I get a /48 by default, I guess if I want more than 64k subnets I’d have to justify it)
So I don’t have the changing ip issue. I do however have an issue if I want to change ISP as it’s a whole mess of rules to update rather than a couple of dns entries and two dst nat rule (one per public IP)
I believe the idea in v6 if you have multiple prefixes on the same network - including a local fc00::/7 one for local services. Layers and layers of things to break.
Odd.
Using Openwrt which pretty much all home routers are built on, all I have to do is tell my router which offset to give my subnets from the prefix and it does the rest.
Both for subdividing up the prefix from the ISP and my ULA prefix I use for internal devices.
I have changed ISPs I think 3 times with no ill effects. Plus it works when my ISP occasionally gives me a new prefix.
The only tweaking I had to do was when I went from an ISP that game me a /48 to one that only gave me a /56. I had been greedy and was handing a /56 to my internal router. I changed that to a /60 and updates it's expectations about which subnets it could hand out and all was good.
But I expect two layers of home routers without NAT is a bit of an exception.