It's not harmful. It's necessary for modern systems that are not "an ECU in a car"

> Memory overcommit means that once you run out of physical memory, the OOM killer will forcefully terminate your processes with no way to handle the error. This is fundamentally incompatible with the goal of writing robust and stable software which should handle out-of-memory situations gracefully.

The big software is not written that way. In fact, writing software that way means you will have to sacrifice performance, memory usage, or both because you either * need to allocate exactly what you always need and free it when it gets smaller (if you want to keep memory footprint similar)m and that will add latency * over-allocate, and waste RAM

And you'd end up with MORE memory related issues, not less. Writing app where every allocation can fail is just nightmarish waste of time for 99% of the apps that are not "onboard computer of a space ship/plane"