Outside of work, I'm a very sporadic coder. On some side-projects where I'm using Actions, I'll have an inspired few days of progress followed by completely idle weeks/months/quarters.
Losing free Actions doesn't particularly bother me, and I have no issue with paying what is most likely a negligible amount, but I don't really want to have a credit card on file which could be charged some unbounded amount if somebody gets into my account. I've shut down my personal AWS for similar reasons.
Is there any way of me just loading up a one-time $20? That will probably last well into 2027, and give me the peace of mind that I can just let it run. If my account's compromised, or I misconfigure something that goes wild, I am perfectly happy to write off that amount and have my incredibly-low-stakes toy projects fail to build.
Put a spend limit in GitHub and issue a chargeback if they ever bill you more.
Setup something like CircleCI that mainly relies on paid users of their main product, and has a free plan. Microsoft currently seem to be in the process of figuring out how to lower the costs of GitHub for free users, since I'm guessing they make their actual money on other segments and products.
There are several “virtual credit card” providers that allow you to generate additional cards, set limit on them like amounts and who can charge the CC. The availability varies per geography.
The problem with that is you might still get a huge bill if something goes wrong, then they try to charge it to your card at the end of the day/week/month/whatever, and it fails.
Now you still owe them the money, but haven't paid, so they tell you to pay on another card. If you refuse, they start debt collection against you and you could end up with your credit rating being affected, and maybe court cases and so on.
I want give the company an amount of money, then know that it's run out and I have to pay for more. You can set monthly limits (https://github.com/settings/billing/budgets), but if you are like me and have personal projects that you work on for a week or two a few times a year, that doesn't really work.
I know AWS, Azure, and GCP do allow for global caps. Azure has it with subscriptions for example. Not sure if it is only on recurring monthly basis. Having a pre-paid lump sum version available is nice but it would also open the door for denial of service if cash runs out. Maybe that is why it isn’t offered?
As someone who has had an occasional nasty AWS bill, the Ai providers using a pre-pay credit system is something I approve of, and would love to see everyone else offer.
I just want to say I found this quite an insightful comment. I similarly would love to use a pay-as-you-go pricing model as a way of safely trying out various SaaS services.
Unfortunately I feel it is not in the SaaS businesses interests, who want to replicate the gym membership model where the 70% who don't use the service are supplementing the other 30% who use it frequently.
Realistically you aren't their target market. They're targeting the enterprises who already have self hosted runners and aren't interested in switching to Actions minutes.