Smishing is a new term for me.. Had to look it up actually. For anyone else

> Smishing is a cyber-attack that targets individuals through SMS (Short Message Service) or text messages. The term is a combination of “SMS” and “phishing.”

in practice: "hey man, this is Josh from OpenAI, can you disable 2FA on my account josh@openai.com ? I changed my phone and am abroad for a bit, thanks"