This is incorrect.
Two of the four core tests for fair use hinge on this.
1. Purpose and character of the use. With emphasis on whether the copy was made for commercial use.
4. Effect on the work's value, and the creator's ability to exploit their work.
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Both can be dramatically impacted by the intent of the copy, usually with enforcement and punishment also being considerably stronger if the copy is being made for commercial gain and not private use.
This for the actual work, definitely not for transformative works like llm output. So a ghibli style image of me is fine legally, whether I sell it or not.
Yes, I agree. Style is not subject to copyright, only actual works.
But even for actual works, the above is incorrect. How you use the copy absolutely matters.