The HVAC technician working on your home accidentally discharges the propane based coolant while working on your cooling coil in the furnace. The mechanical room fills with flammable gas and then the pilot light for the water heater kicks on, igniting the gas and blowing up your house.
It turns out the technician was working for a shady company that didn’t have liability insurance, now what? Before responding, please read what your homeowners insurance policy says about hiring people to work on your home, then tell me if you’re covered. People always assume it’s lawyers when it’s actually insurance companies mandating risk management.
> The HVAC technician working on your home accidentally discharges the propane based coolant
Millions of unskilled people work with and around propane on a daily basis. It's not even remotely a big deal if you have an IQ above room temperature.
It’s a possible scenario, google ‘exploding refrigerator’. [0]
Also, there wouldn’t be fire code [1] and insurance requirements for refrigerant detection systems in rooms containing mechanical equipment with refrigerant in them unless it was an actual danger. Building codes are written in blood, as they say.
[0] https://www.yahoo.com/news/blew-across-home-appliance-expert...
[1] https://codes.iccsafe.org/s/IFC2021P1/chapter-6-building-ser...