If you need R410A refrigerant, the high costs are due to government regulations causing the shortage. I very much hope that the heat pump I had installed 2 years ago does not leak. Theoretically, if the leak occurs under warranty, it should be covered. The central A/C unit I replaced with the heat pump had developed a leak right before the warranty expired, which resulted in a costly repair being covered. Unfortunately, we paid another company to refill it before learning that it would be covered as part of the warranty repair by the company that installed it. It then developed a second leak several years later, so I had a heat pump installed. Of course, that heat pump uses R410A refrigerant.

The leaky A/C unit had been made by Lennox while the new heat pump was made by Fujitsu. I very much hope that Fujitsu engineered its heat pump to last. The heat pump had also replaced an oil heating system that was around 25 years old and still could have been used for many more years. Expecting similar or better longevity out of a heat pump does not seem unreasonable.