Isn’t idea of insurance at odds with the idea of a pre-existing condition? Like car insurance is a hedge against a crash. We don’t let people buy it after totaling their car.

We really need an alternative system to cover pre-existing and not force it into insurance.

Yes--the only thing ACA did right was force insurers to take on people with pre-existing conditions. All the other crap could be done away with and we would all be better off. I think we should do away with publicly traded healthcare companies like UNH, too. It's a huge conflict of interest to have billionaires involved.