The truth is that Us health insurance industry has proven it is not about providing healthcare but instead capital extraction. The whole thing is seen as rotten by every participant.
What has happened is that it’s now more affordable to get healthcare in foreign countries as an American. I can vacation and get whatever care I need by doctors in countries with healthcare systems. Doctors that are incentivized to provide healthcare. In economies where people are proud to have a job.
There are some good doctors in the Usa but they are incentivized to charge as much as possible and put patients into studies or experimental drugs to get kickbacks. It costs me $50 to get my results from my doctor. They refuse to send an email and a phone call means it’s a “telehealth” appointment. Which is not a medical or technical health term but the name of the product category.
Usa does __not__ have a healthcare system but instead a capital extraction health-insurance system that rarely helps with your health costs.
I wish this topic was better understood and was in the spotlight during Biden’s term as Potus. But we made extra sure to snub Bernie when Biden ran the first time. No surprise for me if nothing changes. Seems to only be a major topic during the years when affordability is an issue. So when affordability isn’t an issue we’re just A-Ok as Americans with the grifting health-insurance industry.
As a transplant to the states its absolutely astonishing to me how quickly doctors have pushed friends and family down the path of crazy expensive boutique treatments for issues that could simply resolved with more care and attention from clinicians.
I'm not saying some these drugs don't work astonishingly well and for some people they are a miracle/lifesaving treatment but still. Drugs that are in excess of a thousand dollars a pill out of pocket blows my mind.
Health insurance companies are a not the problem, their stocks are trash because their business sucks for profitability. They're not the rich misers swimming in gold piles that they are made out to be. People just get that feeling because the insurers are the proxy for medical costs, but you don't have to dig deep to see that they are getting bent too.
Right what reality is this where the insurers are innocent? Did Luigi Mangione allegedly shoot an insurance CEO in the back for life-taking business practices or not?
If insurers aren’t the rich misers and are getting screwed too, then why do they lobby Congress to destroy the ACA and destroy any chance at a real healthcare system? If it’s so terrible for them why wouldn’t they help build a better system and fix the issues with them getting screwed?
I didn't say they were innocent, I said they were/are awful capital extractors. Like, they do a really bad job at making money.
If you are following the money, it absolutely does not lead to health insurers. It passes right through them. But people need to do more than watch tiktoks to learn that. So it's lost.
Can you be a bit more clear as to something someone could reference to start following the money? Perhaps the awareness of the issue would spread faster if the advice wasn’t so inactionable.
Follow what money? My insurance payment? How? Are you alluding to political payments? Lead me to water or we’re all doomed. Being coy helps nothing only misunderstanding. As demonstrated by my previous response to your comment. It’s lost because I have no clue what you’re talking about.
These are public companies, their financials are open and readily available.
You can see for yourself how bad they are at making money.