I feel exactly the same way. There are personal finance management softwares that are mobile exclusive.

Like, have you tried doing data entry on a phone? Who is using these products?

I'm with you, but I guess users don't care (and I really don't get it).

None of the mobile finance apps I've used even have half the reporting ability I want (presumably because users don't care, and not because it wouldn't fit on the screen).

The camera on the back of the phone actually helps quite a bit with said data entry.

I normally ingest csv files exported from my bank - then have to manually tag and relate them (like internal transfers).

I have a bunch of scripts to help and wrote a custom web scraper to pull the data, automating much of this, but much is still quite manual.

finance apps will soon automate that kind of things, and most probably the phone app will have it before the web version

there's resource rot it seems, desktop/web have less than the phone, and it shows

hp printer/scanner app is way leaner than anything they've ever released on windows (not saying much but still), same for my bank app it's a bit faster, and better designed (features and ui)

The vast majority of people.