In this scheme, the government would be deprived of its legal right to obtain information about a business's customer without the consent or knowledge of said customer.
In many/most? cases, a customer can be notified and can attempt to block such information gathering, but there are also many where it's not permitted.
then pretty much every crime is ”fraud”. You are wrong.
No, speeding and nearly every other traffic offense is just brazenly doing the thing. There’s no deception required to facilitate drunk and disorderly conduct, trespassing, dumping your sofa by the side of the road, or just walk up to someone and start beating on them.
Really most crimes don’t require deception.