Naw, dawg, Imma try and try to encourage them to get started early and put a little bit away, because it's good for them. I'm acutely afraid of a scenario where they have bad habits and anything I leave them they flush down the toilet because of those bad habits. I'm hoping to leave them plenty, but they need to be in a position to not waste that for it to be worth anything.
Yeah you can do that. Doesn't prevent you from setting something aside for them and giving it to them if and when there is a good time.
With the way housing prices are, it doesn't seem like I have an option NOT to. ;-/