The simple way would be to not "manage" your finances, don't build an investment portfolio. Have an honest work, live happily within your means and save whatever's left in cash.
The simple way would be to not "manage" your finances, don't build an investment portfolio. Have an honest work, live happily within your means and save whatever's left in cash.
Sadly, honest work is a dying value.
I don't think you understand. In the US you have to invest, or you simply won't retire before you die.