Kids are 7 and 10 , this is a mini "Marshmallow Test" and they can use their money whenever they want if they find a book or toy they like while they learn how investments work.
Kids are 7 and 10 , this is a mini "Marshmallow Test" and they can use their money whenever they want if they find a book or toy they like while they learn how investments work.
Seems more like a "mega" Marshmallow Test. Instead of putting off a snack for 15 minutes they're giving up an entire year of birthday gifts for a reward years into the future.