> But conveniently, "all sites gotta be httpS" puts the biggest part of the blame/load on the littlest little guys - who want to make and post good, unmonetized content. But don't have an IT skill set, nor want to deal with yet more admin overhead & costs.

Sure, but if you dont have the skills to self host you are using an online service and ~100% of them will do HTTPS for you.

If you are self hosting, HTTPS can take as little as zero configuration - I use Caddy and it does it for me.