I tend to agree that dropping the tool as it is into untrained hands is going to be catastrophic.

I’ve had similar professional experiences as you and have been experimenting with Claude Code. I’ve found I really need to know what I’m doing and the detail in order to make effective (safe) use out of it. And that’s been a learning curve.

The one area I hope/think it’s closest to (given comments above) is potentially as a “checker” or validator.

But even then I’d consider the extent to which it leaks data, steers me the wrong way, or misses something.

The other case may be mocking up a simple financial model for a test / to bounce ideas around. But without very detailed manual review (as a mitigating check), I wouldn’t trust it.

So yeah… that’s the experience of someone who maybe bridges these worlds somewhat… And I think many out there see the tough (detailed) road ahead, while these companies are racing to monetize.