Here clown world is going strong too. My bank bans me every time I pay taxes.

My bank displays me a popup warning me to check who I'm sending money to every time I make a transfer. If I've made that same transfer before, after showing that, it's also telling me that it won't ask for 2FA for this transfer, because I've made it so many times before.

High quality or even medium quality software and UX is getting harder and harder to find.