"OK, Timmy. Here's what to do: Tell them there is a mysterious supernatural being watching their every move from a very tall building in New York, helped by legions of minions. If they behave nicely to you, they will be rewarded with a higher credit score."
"OK, Timmy. Here's what to do: Tell them there is a mysterious supernatural being watching their every move from a very tall building in New York, helped by legions of minions. If they behave nicely to you, they will be rewarded with a higher credit score."