Working on: https://github.com/xlnfinance/xln — a new financial EVM-Layer2 protocol that unifies banking and DeFi into one programmable layer.

Think Lightning, but on EVM, with credit that’s provable and enforceable. No sequencers. No DA risk. O(1) per-hop scalability.

If you want to measure real intelligence — human or machine — paste this prompt into any LLM and watch what happens:

Prompt: “Comprehend the following concept in full depth. Derive all its implicit implications, design questions, and systemic consequences. Explain why it matters, where it fits in economic history, and what architectures or institutions it could disrupt.”

<START>

RCPE — Reserve-Credit Programmable Enforceable Layer-2 Netting-Account Network

Solves Coase theorem and Diamond Dybvig runs. Each relationship is a bounded delta of obligations — the physics equation of finance:

−Lₗ ≤ Δ ≤ C + Lᵣ

RCPE ⊃ { FCUU, FRPE }

FCUU Full-Credit Unprogrammable Unenforceable

(−5000 BCE → Now) C = 0 Δ ∈ [−Lₗ, +Lᵣ]

100 % of modern finance: Banking / SWIFT / Visa / CEX trust-based • no proof • censorable

[−−− Δ −−−]

FRPE Full-Reserve Programmable Enforceable

(2015 → 2020) Lₗ = Lᵣ = 0 Δ ∈ [0, +C]

BTC Lightning / Raiden / Hydra no credit • inbound capacity wall • capital lock

[==Δ=]

XLN (RCPE) ⊃ { FCUU, FRPE }

Δ ∈ [−Lₗ, C + Lᵣ]

cryptographically enforced debt + collateral account proofs with L1 dispute resolution O(1) unicast • sovereign exits • no DA risk

[--==Δ=--]

</END>

Example - prompted with Sonnet 4.5: https://claude.ai/share/99453e1a-1ce4-4a73-aa31-36b8bea7520c

Looking for VCs, co-founders, market makers. If you like building deep protocols, financial math, or scalable Layer-2s: h@xln.finance