Generally speaking, yes. I do understand not everyone has the opportunities for life circumstances beyond their control. So I don't want to belittle that.

But speaking in macroeconomics, most people have the capacity to readjust if needed. I had to do so these last few years (and yes, am thankful I am "able bodied" and have a family/friend network to help me out when at my lowest points). And the market really sucks, but I eventually found some things. Some related to my career, some not.

But I'm 30. In the worst worst cases, I have time and energy to pivot. The opportunities out there are dreadful all around, though.