Original commenter here. I don't disagree with your larger point. However, it turns out that the default settings for PostgreSQL have been super conservative for years; as a stable piece of infrastructure they seem to prefer defaulting to a constrained environment rather than making assumptions about resources. To their credit, PostgreSQL does ship with sample configs for "medium" and "large" deployments which are well-documented with comments and can be simply copied over the original default config.
I happen to have a good bit of experience with PostgreSQL, so that colored the "5 minutes" part of it. Still, most of the time, you "have" more than 5 minutes to create the orchestrator's deployment config for the service (which never exists by default on any k8s-based orchestrator). I'm simply saying to not be negligent of the service's own config, even though a default exists.