This. I'd also add that, in general, you don't need a large sum of money in the early stages, as long as your basic needs are covered. For instance, living with your parents for a while can be a smart move. More importantly, use time wisely: with discipline you can do or validate a lot over several quarters. By contrast, if you take the VC route, the metronome ticks much faster, often in a way that can be counterproductive for your startup. As unintuitive as it sounds.