How is the pricing? I see it says "500 prompts a month" and only Claude. Cursor is built around token usage and distributes them across multiple models when you hit limits on one which turns out to be pretty economical.

Zed supports BYOK so you can connect it to GitHub Copilot or Anthropic or OpenRouter or whatever. The 500-per-month limit is only for Zed-hosted prompts. I personally switch between Zed-hosted, GH Copilot, Gemini API, and Ollama. Zed's AI integration isn't quite as "it just works" as Cursor's, but it's still very good and it gives you much more freedom.

You don't have to use the built in subscription. They have support for curated APIs (OpenAI, Anthropic, GitHub Copilot, OpenRouter, etc), any OpenAI-compatible API, and agents like Gemini CLI and Claude Code in the AI panel.