After waiting on the line with support for 4 hours and going through a phishing-tastic email flow, sure. (Maybe your credit card company has a better experience, but who wants to reach the point where you find that out?). With PayPal you just push the button.
My credit card company has a "dispute charge" button in the transaction history. It's one click. Sounds like you should look into a different provider.
> who wants to reach the point where you find that out?
Enough people to steal 20 billion USD a year according to https://stripe.com/en-fr/resources/more/chargeback-fraud-101