Banks aren't required. Its ridiculously inconvenient today to not have a bank account, but you aren't required to have one.

They are required for just about everyone in a lot of countries. In the Netherlands a bank account is actually a right¹, and as far as the tax authority is concerned, required.

1: https://www.belastingdienst.nl/wps/wcm/connect/nl/intermedia...

They are required for salary payments in my country.

You should still be upset about it.

What does being upset about it solve?

Companies can choose what product to offer and what customers to serve. I can choose what products I'm willing to spend my money and time on.

My problem is when I am compelled to use something despite my opposition to it, such as the immigration app I mentioned being force to use under threat of being kicked out of the country.

So so, housing isn't required and no one requires you to buy food either

Cash salaries are banned in some European countries. You can't have any income without a bank account. Welcome to the dystopian future, enjoy your stay.