> What did the insurance cover?

Excess liability from drivers with insufficient insurance (the driver’s themselves would still be liable here, but unlikely able to pay; the ridesharing firms having overlapping liability and an insurance mandate means that there is a stronger guarantee of some ability to pay where damage occurs.)

> (Also, were AV insurance standards also reduced for Uber and Lyft?)

California’s separate AV insurance mandate is on the manufacturer, and is not impacted.