So it is indeed a Mastercard, plus some extra fees:
What are the fees associated with using the Bybit Card?
Here's a breakdown of the fees:
– Foreign Exchange Fee: 1% (on top of Mastercard's exchange rate)
– Crypto Conversion Fee: 0.9% (on top of Spot trading fees)
– Annual Fee: None
– Dormancy/Inactivity Fee: None
– Card Cancellation Fee: None
– Card Issuance/Replacement Fee: None for Bybit Virtual Card; 5 USD/USDT for Bybit Physical Card
– ATM Withdrawal Fee: 2% (applies after reaching the monthly free ATM withdrawal limit of 100 USD)
Wirex is quite nice, though the FX fees are also a bit steep. But at least you get $200/mo ATM withdrawals for free!
https://wirexapp.com/help/article/wirex-fees-1379
https://wirexapp.com/card, or affiliate link: https://ale.sh/r/wirex
So it is indeed a Mastercard, plus some extra fees:
The fees are more than acceptable for the service.