I don’t understand all the immediate negativity surrounding this. Can someone in the know explain what the ramifications are?

People who hate crypto will hate anything that has anything to do with crypto.

People who love crypto will hate anything that has anything to do with legacy censorship-prone fraudulent financial institutions like PayPal.

Who is this for?

the people that neither hate nor love crypto?

The people who embrace both! I love having options.

People that like convenience and pretending that they love crypto. Which is much larger than these partisan takes.

I hate paypal, because they froze my money for 6 months and destroyed my mental health for weeks. Compared to other people my situation was not even bad.

What's not to understand? If you have a specific question about the 'immediate negativity', perhaps comment on one of the puzzling comments to ask for clarification

For a general background, searching for 'paypal' reveals a thing or two: https://hn.algolia.com/?q=paypal

> - Thinking of Selling on eBay using Paypal? Think Again

> - “We found PayPal vulnerabilities and PayPal punished us for it”

> - We got banned from PayPal after 12 years of business

> - PayPal stops payouts to models on Pornhub

> - More Paypal nonsense

That's five of the top eight results. The last one pretty much sums up the sentiment of the whole page