The trouble is that your personal hangups are not compatible with a properly functioning city and the common good. There is no general, indiscriminate right to car ownership and use in the city; "discomfort" is not an especially compelling reason to permit it. So, in the city, someone with your "discomforts" must either accept the discomfort of public transit, or consider living elsewhere. (For the record, no one enjoys being packed in a train. They just deal with it, because there are superior competing goods and because it's preferable to the shitshow of living in a city mired in traffic and jammed with cars.