Insurance doesn’t buy you anything. You make a claim and they send you a check, minus the deductible. That is it.
Regardless, you typically want the list price for your items not the used price. Do you not understand the difference?
You get whatever price you insure at. If you want a higher payout, fine. You'll be paying higher premiums though.
Regardless, you typically want the list price for your items not the used price. Do you not understand the difference?
You get whatever price you insure at. If you want a higher payout, fine. You'll be paying higher premiums though.