Putting stuff on the internet is dangerous, but the absence of hard caps is a choice and it just looks like another massive tech company optimizing for their own benefit. Another example of this is smartphone games for children, it's easier for a child to spend $2,000 then it is for a parent to enforce a $20/month spending limit.
Are you really comparing a software developer provisioning an online service to a child buying tokens for loot boxes?
More the "dark pattern" of empowering unlimited spending and then what keeps on unfolding from it.
[dead]