> Not really. Try to rent an apartment in Germany (any EU country really).
Been a while for me but afaik nothing has changed: if you lived and worked here before, then a couple of your last salary statements are sufficient (bar the problem of actually finding anything and being accepted, but that is besides the point).
So I am definitely not loving or defending this, but afaik compared to needing years of time to build your credit score in a "smart" way (and by hearsay I would probably mess it up, "just be employed for 3 months" sounds very easy to do?
> bar the problem of actually finding anything and being accepted, but that is besides the point
It isn't besides the point at all. It being a seller's market means landlords can and do ask for whatever paperwork they want which often enough includes a SCHUFA report. You can choose to not provide it but they can also choose to rent to someone else who does.