The larger problem is that the owner of the credit scheme, whether a corporation or a government, can use it to punish people and depending on the scheme effectively making people social outcasts, without any due process.
The larger problem is that the owner of the credit scheme, whether a corporation or a government, can use it to punish people and depending on the scheme effectively making people social outcasts, without any due process.
Due process isn't some silver bullet. Jim crow, witch trials, they all followed due process.
But yeah it's better than some capricious bureaucrat just pulling decisions out their ass with no serious recourse, except all those cases there the process is just that.
Nothing in the world is perfect. Breathing and eating are no silver bullets for staying alive because sometimes people choke on their food and they could also breath toxic fumes. Still it's a pretty solid choice to keep doing both.
My point is that due process is tangential to fairness or reasonableness.
This may be a misunderstanding between us. What is referred to by “due process” is the whole and entire ecosystem of laws and a judicial system with trials, representation, judges and predefined appropriate sentencing structures.
The whole and entire point of all of this, is fairness and reasonableness.
The fact that mistakes are sometimes made, even corruption sometimes, does not really change things. If corruption becomes common the system starts to fail and either reforms are made or the system decays into authoritarianism.
And your locks aren't perfectly secure so you may as well hand me the keys.