All developers pass this magpie phase [1] and as you get older you start to see new things more critically.
I guess a desirable trait of seniority is to balance the urge to play with new toys vs the feeling that sometimes we are running in circles, repeating the same mistakes with different tech.
I’ll add that eventually it’s less about what I want and more about what would work for other people I know. Many of them aren’t very technical.
What do you need to do to keep family from (a) not getting locked out and (b) not getting phished?
Are you trying to say that security keys are not a good thing? I love security keys, that's my one example of a good technology.