I've also had online shopping orders flagged or unable to buy at all by doing this. They seem to consider traffic as automatically suspicious when it's not through a residential ISP.
Although with the amount of "compromised" residential hosts these days that are for hire through grey-market proxy dealers, I don't know what to think anymore.
Also true, but also happens in workplaces.
It will be even worse using a normal VPN so no solution there.
Also, if you're signed in it will be fine.