I wouldn’t call 2020 that long ago. But you’re right my main mistake was not going with an online bank at the time.

That being said, French administration sucks overall. The amount of paperwork required is insane.

Like the time my wife and I got married. Her paperwork was straightforward however I was born in a different country to my nationalities. This just did not compute for them. 10 months later including travelling overseas to get the documents, they call my wife to tell her they lost our file and we need to start again!

Haha the thought of bulldozing the town hall came to mind. Luckily they found them not long after.