Nothing to do with charge-backs as our bank was not providing payment processing for us. We ran a "free site" that made its income from referring subscription sign-ups to paid sites through their affiliate programs. We sold nothing direct to consumer. Our customer was other adult websites.

The banking services they terminated consisted of a single business checking account, business savings account and company credit card. That was it. That was what they deemed "too risky."

We learned from someone who used to work at Chase's compliance department that most big banks just have a flat-out ban on working with any customers that are involved in the industry in any capacity what-so-ever due to concerns over serious things like human trafficking. It was the fact that we were distributing [lawful and traceable to the producer] content that made them not want us as a client.