Being locked out of your email which is the user name for most of the services you access is a lot more than "you can't have your data back". It's you can't log on to anything which uses email 2fa, you can't restore access to other services, you can't validate your identity with online government services, you don't get your bank statements or warnings, etc. It's not as bad as being arrested, but it is massively disruptive to your life.