I think this is up to the user. I actually found tab so annoying that it was a big reason I quit cursor and cancelled my sub. I couldn't think straight with it constantly suggesting things to put in after every key stroke and caused a few annoying bugs for me.

I find pure claude and neovim to be a great pair. I set up custom vim commands to make sharing file paths, line numbers, and code super easy. that way I can move quickly through code for manual developing as well as have claude right there with the context it needs quickly.