For the simple reason that it didn’t change my life. Before I received it I thought it would. After I received it, paid taxes , etc. My life didn’t change at all.
It’s a fact that my life didn’t change so it wasn’t a life changing amount of money for me.
Maybe it would be life changing for others. tho at least in sf/nyc/la I suspect it wouldn’t for most people. If I had given it to my sister she’d have used it to pay down her mortgage. her life wouldn’t change. she’d have still had a mortgage and her day to day life wouldn’t have changed at all. My nephew could have used it to pay off his student loans. That would be great but again his daily life wouldn’t have changed