counterpoint :

I had a max x20 account for the past three months and hit limits just about every period that fell within working hours.

I finally cancelled it two days ago due to overspending-guilt/token-grinding guilt, and they shorted me my last day due to an error on their side regarding time zones.

It's really so dependent on your workloads. Conversations around token expenditure are wildly different from individual to individual,and workload to workload.

Dealing with codebases that require contextual reading due to a lack of training corpus (R/Go/Common Lisp, among others..) EAT context and tokens for breakfast.