Regarding humans, yes and no. If a human had constantly problems with 3 and 4 digit numbers like tts-1-hd does, I'd ask myself if they were neurodivergent in some way.
And yes, I added instructions along the lines of what you describe to my prompt. Its just sad that we have to. After all, LLM TTS has solved a bunch of real problems, like switching languages in a text, or foreign words. The pronounciation is better then anything we ever had. But it fails to read short numbers. I feel like that small issue could probably have been solved by doing some fine tuning. But I actually dont really understand the tech for it, so...