There is no "magic" answer in this environment because our hands as individuals are tied.

If we had a functional rule of law, and a functional government capable of enforcing antitrust, and a functional fed not intent on money-printing us into oblivion, then it would simply be a matter of aligning and fine-tuning the incentives.

We have none of those, and those must necessarily come first.

Anything that doesn't put those first, isn't a solution, and is just a waste of everyone's time.