My local city runs a water heater rental company. It provides water heaters more or less at cost to residents because we have exceptionally hard water here and they need to be replaced every ten years or so. It's a well run, valuable public program, and its cost is minimal.
The US Digital Service made a number of good web services for the US federal government while it lasted. They didn't close at night.
There are many times where governments do a bad job of things, and times where they do a good job. They're just institutions made of people, but they have no other default orientation. Describing faults in some non-existent service you're just imagining, as though they would obviously happen, is frankly a bizarre thing to do.
May I suggest: consider getting involved in the governance of your world. You could meet the many humans who are already doing so, working to improve it, and learning something. You can actually do that! It might surprise you how much good work is being done.
You might also then be able to help prevent others from implementing your worst dreams, instead of treating them as obvious or foregone conclusions.
Largely opinion here, but the glaring issue with many modern governments is that they don't do. They get some consultants to come in, make some requirements, then shop for a contractor. IMO, governments should do a lot more themselves, should own infrastructure/utilities outright & ongoingly.
Particularly hard in today's climate where so so many people are empowered to say no, or to come in and add their own pet complications/expenses to a project. The meta-governance of staying to mission, to relentlessly caring about value optimization (in the pursuit of public good) is fraught with failure modes. Yet still it feels vastly less dangerous and expensive than shopping the work out, than governments perpetually seeking to do things it itself doesn't know much about & can't do.
We've had decades of nihilism that sees this juncture of difficulty & says: maybe we shouldn't have a government. But some day, I hope, maybe, possibly, we'll redisocver the spirit of makers and doers, and the eternal jibing critically can give way to a some will & make happen.
It's telling that in order to interact in many ways with the IRS online, you have to verify your identity using a private company (ID.me). Identification of citizens and residents has to be on the short list for core competencies of any government, but we outsource even that.