It's my understanding that insurers typically exclude volcano related damages from their policies, particularly lava and mudflows and earthquakes, so they can treat those risks as if they don't really exist.
It's my understanding that insurers typically exclude volcano related damages from their policies, particularly lava and mudflows and earthquakes, so they can treat those risks as if they don't really exist.
Every source I can find says that most homeowners insurance will cover direct damage from volcanic eruptions, including fires, with some exclusions like mudflows.