In a sense this policy has kind of saved me money, because I have simply been avoiding restaurants that expect me to tip and cook at home more often.

I hate pretty much everything about tipping. The onus shouldn’t be on some fucking customer to determine if a server makes rent this month.

I really hate that pretty much every payment terminal asks for a tip now.

Same here. We have really cut down on the amount of "out for lunch/dinner" activities we plan. One reason is the tip situation; the other is because we can cook as well at home than out of the house. In the past (80s), going out to dinner was considered a real treat. In the 2000s, it was commonplace. Now, I think we are back to the 80s mentality (cost, tipping, food quality, etc)