Yeah, this is something I've thought of and in my search for something like what you're describing I came across https://world.org/
The problem is Sam Altman saw this coming a long time ago and is an investor (co-owner?) of this project.
I believe we will see a world where things are a lot more agentic and where applicable, a human will need to be verified for certain operations.
You don't need Sama's Orb or a cryptocurrency, you can just have a government issued PKI. Estonia has been doing this for decades.
https://en.wikipedia.org/wiki/Estonian_identity_card
Cloudflare deployed the "hand out tokens to anonymously pass captchas" to throw Tor users a bone.
https://blog.cloudflare.com/privacy-pass-standard/