> There are a lot of idiots out there.

Tech experts things that everybody not as knowledgeable as them are "stupid". The reality is that everybody has blind spots and fall for a scam. Maybe, you will not fall for this one because you are an expert on technology but you may be victim of some other form of scam.

To call victims "idiots" is an attitude that solves nothing. We should make sure that people gets better on-line safety education with good trustful sources starting on school. This will be too late for some people that grow in a different time and may have problems identifying this type of on-line scams, but it is not for younger generations.