> I wouldn't call that stealing. It is a forced refund.

If someone took money out of your pocket would you call it stealing? What if they gave it to someone else, like a past employer or your parents or a humanitarian organization?

By the way, you should check a dictionary. The definition of "stealing" is literally taking something away without permission.

Being in the possession of a password or key implies having permission to use that key. When generating a key you give everyone with access to that key the permission to use it to perform actions on your account.

Protect your keys.

> Being in the possession of a password or key implies having permission to use that key.

No, it doesn't.

Yes, it does.

> Being in the possession of a password or key implies having permission to use that key

So if I get your house key I can use your bathroom?

Seriously, what hill are you trying to die on here?

Depends - did I hand it out at the street corner?

Nah, you left it under your door mat.

Would insurance cover that?

Does it matter?

Yes.