I've got a coworker who fell for, "You won a free electric drill from Home Depot! Click here and enter your credit card". I discovered his predicament when he was telling me how he managed to get an overseas vendor to agree to reduce a credit card charge he didn't recognize in half. That got me to pull a bit on the thread and the whole story unraveled. What it came down to, apparently, was simple gullibility. He didn't know if the drill prize was legit, but he just didn't think he would be targeted in a scam, so he figured, "Why not? Worst that happens is I don't get my drill."

But all he had to do in this case was dispute the fraudulent charge on his credit card? Credit cards in that sense are a lot safer than anything crypto - you have the opportunity to dispute and reverse the transaction. And it's easy to do as well - it just takes a couple of seconds to login to the credit card website and file the dispute.